• Ownership/Lien Search

    We can handle your Cook County Ownership/Lien Search report

    1

    Description

    Ownership/Lien Search report, listing adverse matters affecting title from the current owner forward.

     

    This is a Cook County search product.

    2

    Included

    • PDF Report Emailed
    • Document copies affecting title
    3

    Estimated Turn Around

    Between 1 - 3 business days. Depending on volume.

    4

    Price

    $125 Residential

     

    $225 Commercial

  • More About Ownership/Lien Search

    More detail about the Ownership/Lien Search process below

    How to Search a Lien?

    Searching for liens on a property should be part of any real estate investor’s due diligence, especially in Cook County, and even more in Chicago where liens are common. There are two main ways to do a property lien search:

    1. Search yourself, the Cook County Recorder and the Cook County Clerk
    2. Ask a company to perform a lien search
     

    Option 1: Search Yourself

     

     

    If you choose to look for liens yourself, you would need to search the Cook County Recorder and the Cook County Clerk office. Also, it is worth looking at the Illinois State Tax Lien search.

     

    The Cook County Recorder, can be searched online through 1986 for free. You will need to search back to the last Warranty Deed with Title Insurance stamps and comb forward. Open mortgages are typical, other documents on the record must be viewed with caution. A title professional or attorney will have the experience to understand the risks and obligations posed.

     

    After looking at the Cook County Recorder, a tax search must be completed at the Cook County Clerk. A proper tax lien search can be done in person at the Cook County Clerk office in downtown Chicago. While at the Clerk you would, look up the PIN numbers to find any, open item bills and estimates of redemption, and other items of note. Online, look at the Cook County Tax Portal to verify your findings.

     

    Honorary note, the Illinois State Tax Lien search should be done on the current owners of the property. The search can be done for free and will indicate State and Federal Tax Liens. While tax liens are attached to people as individuals, they pose a risk to the land. Typically, if there are tax liens, backtaxes or sold taxes are to be expected.

     

     

    Option 2: Ask a company to perform a lien search.

     

     

    It helps to go through a company, three reasons: time, money, accuracy. The typical title company might charge between $50-$150 to do a title search, not including documents and the contents in the report will vary from company to company.

     

    The standard title company does not enjoy, encourage or make high margins on Lien/Ownership Searches. This is where, we are different, Chicago Property Report, loves Lien/Ownership Searches! A Chicago Property Report Ownership/Lien search will contain the ALTA search practices, at competitive market price, with an option to purchase the cited documents.

    • Client file and order information
    • Effective date
    • Legal description
    • Current owner vesting
    • Tax search
    • Open liens, mortgages, adverse matters
    • Name search

    Order a Ownership/Lien Search with Chicago Property Report today, orderproperty@gmail.com. Order online without registration and we will contact you when we begin your order.

     

    Expect order fulfillment between 1 – 3 business days, depending on order volume. Our commitment and focus on Cook County makes us a perfect provider for quick Ownership/Lien Search reports.

    Chicago Property Report

    Each of our reports has the following components:

    • Client file and order information
    • Effective date
    • Legal description
    • Current owner vesting
    • Tax search
    • Open liens, mortgages, adverse matters
    • Name search

    Order a Ownership/Lien Search with Chicago Property Report today, orderproperty@gmail.com. Order online without registration and we will contact you when we begin your order.

     

    Expect order fulfillment between 1 – 3 business days, depending on order volume. Our commitment and focus on Cook County makes us a perfect provider for quick Ownership/Lien Search reports.

    How to Remove a Lien?

    The easiest way to remove a lien is to pay it. If the lien holder is the government, they will send you a release after the debt is paid, typically within 8 weeks. If the lien hold is a private entity, you will need to seek them out for a release after you cleared or paid the lien.

     

    With contractors, to ask for a lien waiver when providing the final check for work that contractor performed. By getting that lien waiver once the job is done, a contractor can’t frivolously put a lien on your property.

     

    In the State of Illinois, contractor and Mechanic Liens are valid for two years after the recording date. The contractor must perfect his lien or be paid, or the lien is out by time.

     

    Chicago Property Report can record your lien releases.

     

    Contact:

    orderproperty@gmail.com

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General:
The information that we discover through searching is in the public domain. We do not offer legal advice. Liability is limited to amount paid.
 
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